Student Loans


More than 3.6 million William D. Ford Federal Direct Loan Program borrowers will receive at least three years of credit toward loan forgiveness, and many will see their loans forgiven. The U.S. Department of Education (ED) will conduct a one-time payment count adjustment of student loan debt this summer, but you may need to take steps by the April 30, 2024 deadline to qualify. The ED expects that the adjustments will be made by July 1, 2024.

This information applies to you if you are:

  • On an Income Driven Repayment (IDR) plan or were on one in the past;
  • In the Public Service Loan Forgiveness program; or
  • Not on an IDR plan but are interested and have Direct or Federal Family Education Loan (FFFEL) program loans held by the US Department of Education.

Learn more at Student Loan Forgiveness | Federal Student Aid and find the IDR application at Apply for or Manage Your Income-Driven Repayment Plan | Federal Student Aid.

What You Need to Know about Student Loans

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The Financial Resilience Center was developed by National Disability Institute with generous funding from the Wells Fargo Foundation.

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