Janet Hamer is a principal in Hamer Consulting. She has more than 35 years of experience in housing, community and economic development and financial services. Prior to her current role, Ms. Hamer was Vice President, Community Development Manager for TD Bank and also served as the Senior Regional Community Development Manager for the Federal Reserve Bank of Atlanta for 14 years specializing in small business and microfinance lending and access to banking and financial stability for low- and moderate-income (LMI) individuals and communities. Ms. Hamer is an active volunteer with many local, state and national nonprofit organizations, including past Board Chair and founder of the Florida Prosperity Partnership, past president of the Florida Community Development Association, board member of the Florida Supportive Housing Coalition and Florida Alliance of Community Development Corporations, as well as a VITA volunteer and Vice Chair of the Volusia/Flagler Coalition on Homelessness and Housing. In 2011, Hamer received the Ron Smith Outstanding Accomplishment Award from National Disability Institute for her work in improving the economic lives of Americans with disabilities.